A Results Driven Approach To Protecting Your Income. Our Insurance Compensation Claim Lawyers Have What You’ll Need To Get The Most Back
That’s why, when you’re faced with this scenario, it’s important that you get all the benefits you’re entitled to.
Such benefits can be available to many under:
- An income protection policy obtained by the person directly or by an employer as a group policy.
- An income protection policy obtained as part of a Superannuation Fund.
Due to the complexity of these policies, it is often difficult for unemployed workers to know exactly what cover they have and how they can get the maximum benefits they deserve from all available sources.
If you are unable to work due to an injury or illness, you should get help from the experienced insurance lawyers at Henry Carus + Associates.
Get The Best Insurance Claim Advice.
Our unrivalled experience in insurance claims will ensure you’re always in safe hands. In particular you’ll benefit from our intimate knowledge of how insurance companies operate and how we can use them to get the result you want.
Our results driven approach includes these key steps:
Using these key steps allows us to create a solid foundation from which we can launch a compensation case, while giving us the best possible chance of achieving a successful outcome.
About Income Protection Insurance
Whether it is through a superannuation fund or a separate policy, many workers are covered by income protection insurance that is designed to provide benefits in the event they are unable to work due to an injury or illness. Sometimes this cover is provided by an employer, a union, a private policy or a super.
Because there are so many varieties of income protection insurance, there are many different requirements and procedures for claiming benefits when someone becomes unable to work because they are disabled by sickness or an injury. One thing that is common across all forms of income protection: the path to securing benefits is confusing, difficult and riddled with potential delays.
How can you avoid problems and speed up the process? Get help from someone who understands the system and knows how insurance schemes operate.
Ms Xin Yuan Huang’s late husband unfortunately died due to lung cancer. He had a life insurance policy with an insurer, and when our client made a claim for such to be honoured the insurer voided the policy on the ground that our client’s late husband was fraudulent in his application as he did not disclose a pre-existing respiratory condition. The policy was created by a cold call to…Read Success Story »
At Henry Carus + Associates, our lawyers deal with insurance policies and superannuation funds every day in our practice. We know what to look for and how to prepare a claim so that it has the best chance for approval. If a claim is unreasonably denied, we are not afraid to take the claim to litigation in order to achieve a successful outcome as quickly as possible.
Most forms of income protection will provide payments that equal 75 percent of what you earned before you got sick or injured. These payments may be made in addition to compensation you receive from WorkCover or other sources, though offsets may apply.
Because we understand what a difference income protection payments can make for your household finances, the legal team at Henry Carus + Associates works hard to maximise the amount you receive from every available source.
Roadblocks To Income Protection Benefits
Why can it be so difficult to receive what you deserve from income protection schemes? Many of the obstacles arise from the fact that insurance companies don’t want to pay out unless they have to. Fortunately, the insurance business is a heavily regulated industry. However, it often takes someone who understands the regulations to make them work on behalf of claimants rather than insurers.
That knowledge and experience give us an inside edge when seeking income protection benefits for our clients.
Our first goal is to make sure we win your compensation case for you.
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