Attention all seniors: insurance, accidents and your rights

senior citizen rights in australia

Retirement is a special time in our lives where we finally get the time to explore, travel, socialise and interact with our family and friends, without the pressures of major work commitments.

It is also the time when we have the opportunity to help out our families, especially if we are blessed with grandchildren to take care of on a regular basis.

An accident in a public or private place –whether it be involving a car or even at someone’s home – can quickly turn that whole process upside down. We go from being independent to suddenly dependent on others. Doctors, attendant caregivers, family and friends all come together to help us manage our injuries and our lives for a short or a long period of time.

The same setback can occur when we seek medical care and find that the medical care provided at hospital or by a doctor has been delivered with mistakes, leaving us seriously disabled.

Whenever an accident happens, there is generally some level of insurance to help the person injured. If the accident occurred in a public or private place, public liability insurance can be accessed (and that includes at someone’s home). For motor vehicle accidents, claims are made to the Transport Accident Commission (TAC). If the accident involved the medical negligence of a doctor or a hospital, then Professional Indemnity Insurance can cover this.

An insurance payout can assist you with payments for all medical expenses and any attendant care assistance that you may require for however long it is needed. The insurance can also give you a lump sum of compensation to reflect the setback you have suffered in your life as a result of the accident.

Seeking advice from a specialist personal injury law firm can help you to fully understand the scope of assistance available from an insurance compensation claim. Personal injury lawyers can also help you achieve the best possible outcome for your claim without the need for court litigation.

The process of obtaining such advice and working towards your goal can be arranged on terms referred to as – “No Win, No Fee” – where you have the peace of mind knowing that you won’t owe any legal costs if the matter is not successful. Instead, the law firm partners with you on the strength and conviction that they will be able to deliver you a successful outcome.

So next time you, or someone you know, is injured, take the time to consult a specialist personal injury firm like Henry Carus + Associates to see what can be done to achieve a successful insurance compensation claim.

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